Making Insurance Simple for Every African

Assure exists to bridge the protection gap across Africa. With insurance penetration still below 3% of GDP, more than a billion people remain without the cover they need. We are creating a trusted digital layer that connects people to protection instantly.

Team collaboration

570M+

Smartphone Users in Africa

$70B

Annual Market Size

15+

Insurance Partners

4

Countries Active

The Problem

Insurance in Africa remains severely under-penetrated at just 2-3% of GDP versus 7%+ globally, despite high exposure to health crises, accidents, climate shocks, and income volatility.

Distribution is largely offline, pricing is opaque, claims are slow and mistrusted, and consumers cannot easily compare policies. Insurers face high acquisition costs and weak digital channels.

The result is a massive protection gap across the continent.

Our Solution

Assure is a mobile-first insurance aggregation and distribution platform. We bring a simple way to find and manage insurance.

  • Compare options from multiple insurers instantly
  • Get quick quotes and buy policies on the spot
  • Pay in the way that works for you - mobile money, cards, bank transfer
  • Track claims from start to finish with full transparency

We bring transparency, trust, and simplicity to a fragmented market.

TAM: $70B in annual gross written premiums
SAM: Digital-distribution-ready markets ~$40B
SOM: Capturing 3% = $1.2B

Why Now?

  • Over 570M smartphone users in Africa
  • Mobile money transactions exceed $800B annually
  • Rapid fintech adoption across Nigeria, Kenya, South Africa, Egypt
  • Regulators increasingly supportive of digital financial services
  • Growing middle class demanding financial protection products

The infrastructure for digital insurance distribution now exists at scale.

Our Values

These principles guide everything we do at Assure

Trust & Transparency

We believe in complete transparency in pricing, coverage, and claims. No hidden fees, no surprises.

Customer First

Every decision we make puts our customers at the center. Your protection is our priority.

Innovation

We leverage technology to simplify insurance, making it accessible to everyone across Africa.

Inclusivity

Insurance should be for everyone. We design products that serve all Africans, regardless of income level.

Leadership Team

Experienced leaders from fintech, insurance, and technology

AO

Amara Okonkwo

CEO & Co-Founder

Former VP at African Fintech leader, 15+ years in financial services

DM

David Mensah

CTO & Co-Founder

Ex-Google engineer, built payment systems serving 10M+ users

FH

Fatima Hassan

Chief Insurance Officer

20+ years in insurance, former MD at leading African insurer

JK

John Kimani

VP of Product

Product leader from Safaricom M-Pesa, expert in mobile-first solutions

Our Journey

Key milestones in our mission to protect Africa

2023

Assure founded in Lagos, Nigeria

2024

Launched platform with 5 insurance partners

2025

Expanded to Kenya, Ghana, and South Africa

2026

Reached 100,000 active policies, 15+ partners

Get in Touch

Have questions? We would love to hear from you.

hello@assure.africa
+234 800 ASSURE
Lagos, Nigeria